Seller note
- Structure
- Seller-held note
- Purchase price
- $285,000
- Down payment
- $45,000
- Seller note
- $240,000
- Rate / amortization
- 5.00% / 30 years
- Maturity
- 5-year balloon
PROPERTY RECORD • DEMO
Orbit Property 001
A complete property record is the foundation of VAZAG's investment intelligence: acquisition, debt, operations, lease, capital improvements, valuation and exit assumptions remain connected.
$325,000Current value
$241,000Mortgage balance
$84,000Estimated equity
$2,650Monthly rent
ACQUISITION FINANCING
Seller-financed capital stack.
Deal levers
- Seller credit
- $5,000
- Closing costs
- $8,500
- Initial improvements
- $12,000
- Interest-only period
- 0 months
- Prepayment penalty
- None modeled
- Underlying debt
- $0
ACQUISITION
Capital basis
- Purchase price
- $285,000
- Down payment
- $45,000
- Closing costs
- $8,500
- Initial improvements
- $12,000
- Total initial capital
- $65,500
OPERATIONS
Current operating picture
- Gross scheduled rent
- $31,800 / yr
- Vacancy assumption
- 5%
- Operating expenses
- $9,240 / yr
- Debt service
- $17,040 / yr
- Projected cash flow
- $4,020 / yr
DATA MODEL
One record, many analyses.
Debt
Original balance, rate, term, escrow, PMI, payment history, principal changes, refinances and loan documents.
Operations
Leases, rent, vacancy, repairs, capital expenditures, utilities, insurance, taxes, HOA and management costs.
Investment
NOI, cash flow, equity, appreciation, principal paydown, ROI, IRR, DSCR, scenarios and exit analysis.