State-Specific Deal Document Builder

Initial VAZAG legal workflow for Florida and West Virginia. The engine applies jurisdiction-specific rules, recording/release workflows, federal seller-financing checks, and blocking conditions before a draft can be saved as execution-ready.

1. Jurisdiction & property

State

County

Property address

Legal description

Buyer / VAZAG entity

Seller / note holder

2. Deal & financing terms

Purchase price

Down payment

Seller note principal

Interest rate %

Amortization years

Maturity / balloon date

Property use

Buyer type

Seller type

Seller owns property?

Property secures seller financing?

Rate type

Negative amortization?

Seller-financed residential properties in prior 12 months

Seller constructed/contracted this residence?

Payment frequency

3. Existing liens, licensing & occupancy

Existing senior lien?

Due-on-sale / lender consent issue?

Homestead / owner-occupancy status

State lender/licensing status

WV current Commissioner maximum rate % (required for WV mortgage/deed-of-trust loans)

WV rate-order effective month

4. Security & default terms

Security instrument

Default cure period (days)

Late charge

Acceleration on uncured default

Personal guaranty

Attorney fees / collection costs

A draft can be modeled, but VAZAG will not represent it as execution-ready. Final documents must be reviewed by counsel/title professionals licensed or authorized for the property jurisdiction.

5. Generate & compliance gate

Enter the deal terms, then run the compliance check.